PANJAB Cookie & Tracking Policy
LAST UPDATED: 01/02/2026

What we use
PANJAB uses:

• Cookies

• Device identifiers

• App analytics SDKs

• Attribution and performance tools

Purposes

• Core functionality

• Security and fraud prevention

• Analytics and performance measurement

• Marketing attribution and effectiveness

Cookie categories

• Strictly necessary – required for operation

• Analytics – usage and performance insights

• Marketing – attribution, remarketing, campaign measurement

Consent

• Non-essential cookies are only used with consent

• Consent can be managed via the cookie banner or device settings

Third parties
Some cookies and SDKs are set by third-party providers acting on our instructions.

3. Consent & Preference Logic (Implementation Standard)

Signup rules

• Marketing consent is not required to create PANJAB ID

• All marketing checkboxes must be unchecked by default

• Consent must be separate per channel (email / SMS / push)

Tracking

• Non-essential cookies require explicit opt-in

• App tracking permissions must follow OS-level rules (Apple / Android)

User controls

• Preferences editable at any time

• Opt-out honoured immediately

• Consent logs stored for audit purposes